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01 / RESEARCH & INTELLIGENCE

See the connections. Understand the implications.

Independent research on the systems reshaping finance, technology and the decisions ahead.

Evidence that helps you decide.

The announcement is the starting point. The useful questions come next: what has changed in practice, who can use it and what still has to happen?

CTRLALTX connects public-source research, market intelligence and institutional analysis across Open Banking, Open Finance, AI and digital infrastructure. We examine policy alongside implementation, and technical capability alongside customer experience, commercial incentives and accountability.

Our work is for organisations building products, evaluating opportunities or shaping the conditions in which new markets develop.

FLAGSHIP RESEARCH

Beyond Pix. The next Open Finance question.

Explore the findings and download the complete, source-linked white paper.

BRAZIL / WHITE PAPER

Beyond Pix

How Brazil built Open Finance—and what comes next

What Brazil’s experience reveals about financial data sharing, customer journeys and the distance between infrastructure and outcomes. A practical examination of the roles of Open Finance, Pix and adjacent data systems.

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Research built around your question.

Commission a market or policy briefing, a comparative landscape assessment, a stakeholder intelligence framework or a focused research report. The scope can support a leadership decision, a product proposition, an engagement programme or an ongoing intelligence function.

Each engagement agrees the question, evidence requirements, audience and deliverable. Sources, dates and material limitations accompany the findings.

Read and listen to the Intelligence Pulse ↗

Start with the question that matters.

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